Florida Blue (formerly BlueCross and Blue Shield of Florida, Inc. (BCBSF) is accepted by Just Believe Detox and Just Believe Recovery centers on an out-of-network basis. By being an out-of-network provider with Florida Blue, we have met their criteria for quality standards and, as a result, can offer evidence-based treatments at the most affordable rate available to individuals covered through Florida Blue drug Rehab or BCBS rehab. We are also in-network with a wide range of commercial and private insurances.
About Florida Blue Drug Rehab: Out-of-Network Benefits
Florida Blue is the largest insurance provider in Florida. Despite this, it seems in-network medical facilities are far and few, especially when considering addiction treatment at a rehab facility. PPO (preferred provider organization) out-of-network plans allow individuals to pick whichever facility or health provider they like. The deductible for out-of-network versus in-network is typically somewhat higher. For some, keeping their costs to a minimum is the priority, which also chooses to pay a little more to be treated by a preferred provider and facility.
Florida Blue Rehab Policy for Substance Abuse
Your benefits and coverage will vary depending on your plan. The lowest program Florida Blue offers – bronze – provides low monthly premiums. However, when medical expenses do happen, subscribers may face higher deductibles and out-of-pocket costs. The higher plans, such as gold, will have higher monthly premiums but lower deductibles and fewer out-of-pocket expenses.
Substance abuse treatment should be at the very least partially covered. How much you will be responsible for depends on your particular plan. You can either contact your health insurance provider or one of our admission specialists here at Just Believe Recovery center. They will be able to estimate the treatment costs by examining the treatment services covered by your plan.
Florida Blue Drug Rehab Coverage for Inpatient Treatment
Inpatient addiction treatment programs that Florida Blue covers include the following:
- Inpatient alcohol and drug detox
- Inpatient treatment
- Partial hospitalization programs for alcohol and drug disorders
Florida Blue policy coverage will vary depending upon the type of rehab/treatment facility you choose. Although bronze, silver, and gold plans do not typically cover out-of-network treatment, platinum plans do offer coverage for out-of-network treatment facilities in some instances. However, in addition to the deductible, this policy can also involve a higher coinsurance percentage.
Florida Blue Rehab Coverage for Outpatient Treatment
Outpatient treatment services covered by a Florida Blue Health Plan typically include the following:
- Individual, group, and family therapy
- Intensive outpatient treatment
- Alcohol and drug detoxification medication management
For outpatient treatment, bronze, gold, and silver plans may or may or not offer coverage. Platinum plan policies may provide out-of-network coverage, but coinsurance rates are typically higher for these services. A standard outpatient program will have one-two therapy sessions a week. Your health plan will likely cover certain types of outpatient treatment. This may be an ideal option for people who are working, going to school, taking care of a family, and other obligations. Intensive outpatient programs covered by insurance offer attendance more days per week, often as many as five.
Looking for a Florida Blue Rehab or Addiction Treatment?
Just Believe Recovery provides quality care for residents of Florida. During the last few years, we have developed plans with various reputable insurance providers to help bring down treatment. We know first-hand the struggles associated with substance abuse and mental health, and we will try to ensure the burden of trying to pay for rehab doesn’t fall entirely on you. Call us for a consultation, and we can assure you or your loved one is receiving the highest standard quality of care at the most affordable rate available to them.